Who likes to shop for car insurance? No one! Despite what the television advertisements might tell you, shopping for car insurance is not fun and it can't really be done in "15 minutes or less" if you want to get a price that fits your budget. Most car insurance quotations that are affordable and still offer you substantial coverage take longer to get and require a little bit of research on your part.
The trick, when getting a car insurance quote, is not to settle on the first one. Your best bet is not to go to the website of a well-known company right off the bat, but to go to a site that will pull multiple quotes for you, quickly. Car insurance quotations can be obtained by going to a site like this that takes your basic information and running estimated numbers. Once you have found a company or two that has the lowest rates, then you can delve into them deeper and get an actual, concrete quote.
The reason you want to do it this way is because you don't want numerous companies pulling your credit. The more companies you have contact with and give your information to, the more times your credit record will be pulled. All of those requests for your credit can be very damaging to your credit score and will serve only to increase your ultimate insurance rate.
Remember that there is more to getting car insurance quotations than telling them your driver's license and type of car that you drive. Your credit record does play a part, as does your employment record, the place where you live, and your level of education. If you have a shady driving record, or a record of not paying your bills, your rates will be much higher than if you kept it clean all these years.
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